Two of the most popular real estate investing apps in 2025 — Fundrise and Arrived — offer passive income through fractional property ownership. But how do they really compare when it comes to returns, fees, and flexibility? This article dives into the details so you can make an informed choice.
Quick Overview
| Feature | Fundrise | Arrived Homes |
|---|---|---|
| Minimum Investment | $10 | $100 |
| Property Type | Commercial, residential, mixed | Single-family rental homes |
| Returns (avg.) | 7–10% annually (historical) | 5–9% annually (historical) |
| Fees | ~1% annual | ~1% annual + property management fees |
| Liquidity | Quarterly redemption (some restrictions) | Limited until home is sold (5–7 years) |
| Accreditation Needed | No | No |
| Best For | Long-term diversified growth | Passive rental income |
Pros and Cons
Fundrise:
- Pros: Broader portfolio diversification, strong track record, automatic reinvestment options.
- Cons: Quarterly liquidity isn’t guaranteed, less transparency on specific properties.
Arrived Homes:
- Pros: You choose specific homes, clearer rental income tracking.
- Cons: Longer holding periods, limited control over resale timing.
Which One Fits Your Strategy?
Use this interactive tool to rate what matters most to you, and we’ll suggest the better fit: