💸 Interactive Add-on: Investment Path Quiz – “Where Should Your $60K Go?”
You’ve saved $60,000—enough to make serious moves in real estate. But what’s the smartest way to grow it in 2025? Whether you’re eyeing cash flow, appreciation, or passive income, this guide outlines three proven paths to help you decide.
1. Path #1: The BRRRR Method (Buy, Rehab, Rent, Refinance, Repeat)
Best for: Hands-on investors who want to scale fast
How to use your $60K:
- $30K for a down payment on a fixer-upper
- $20K for renovations
- $10K for holding costs + reserves
Potential outcome: Build equity quickly, refinance out your initial investment, and scale into more properties.
2. Path #2: Real Estate Crowdfunding Platforms
Best for: Passive investors seeking diversification
Options: Fundrise, Arrived Homes, RealtyMogul
How to use your $60K:
- Diversify across multiple commercial or residential projects
- Choose debt or equity deals depending on your risk appetite
Potential outcome: Hands-free investing with 5–10% average annual returns (varies by platform and deal)
3. Path #3: House Hacking or Small Multifamily Investment
Best for: New investors wanting low living costs and income
How to use your $60K:
- FHA or conventional loan for a duplex/triplex (5–20% down). (In case you didn’t know, an FHA loan is a government-backed mortgage designed to help more people become homeowners, especially first-time buyers or those with less-than-perfect credit.)
- Live in one unit, rent out the others
- Use rent to cover mortgage
Potential outcome: Cash flow, tax benefits, and low housing costs
📊 Compare at a Glance:
| Strategy | Involvement | Risk | Potential Return | Time to Scale |
|---|---|---|---|---|
| BRRRR | High | Medium-High | High | Fast |
| Crowdfunding | Low | Low-Medium | Moderate | Moderate |
| House Hacking | Medium | Medium | Moderate-High | Steady |
