Intro:
Real estate investing apps like Fundrise and RealtyMogul are making it easier than ever to own a piece of income-producing property without buying a whole building. But which one suits your strategy in 2025—and your risk tolerance?
In this comparison, we break down returns, fees, liquidity, property types, and risk factors side by side—plus an interactive graphic to help you decide.
🧭 Platform Overview
| Feature | Fundrise | RealtyMogul |
|---|---|---|
| Minimum Investment | $10 (Starter Portfolio) | $5,000 (Private Placements) |
| Best For | Long-term, passive investors | Active/Semi-active investors |
| Fees | ~1% annual | ~1–1.5% (varies by deal) |
| Liquidity | Limited (quarterly redemptions) | Very limited (multi-year hold) |
| Property Types | Residential, eREITs, eFunds | Multifamily, office, retail |
| Returns (avg) | ~7–10% annually | ~10–15% (higher risk) |
| Accreditation Required? | No | Yes (for most deals) |
📊 Visual Grid: Fundrise vs RealtyMogul
(Infographic: Provided. Embed as image or infographic carousel on your page.)
⚖️ Risk Score Comparison (1 = Low Risk, 5 = High Risk)
| Platform | Property Type | Liquidity Risk | Market Risk | Tenant Risk | Overall Risk Score |
|---|---|---|---|---|---|
| Fundrise | Residential | 2 | 3 | 2 | ⭐⭐☆☆☆ (2.3) |
| RealtyMogul | Commercial | 4 | 4 | 3 | ⭐⭐⭐⭐☆ (3.7) |
🧠 So, Which Should You Pick?
- ✅ Choose Fundrise if you’re a beginner or want low-barrier passive income over time.
- 💼 Go with RealtyMogul if you’re accredited, have more capital, and want access to individual deals with higher return potential.
🎯 Pro Tip:
Don’t just invest—diversify. Some investors use Fundrise for steady growth and RealtyMogul for aggressive plays on large commercial assets.
